Merge Property Papers PDF — Sale Deed, Tax Receipts, EC
Overview
Property dealings need a stack of PDFs together: sale deed, encumbrance certificate (EC), latest tax receipts, occupation certificate, builder NOC, society NOC, parent documents. Banks ask for a single merged PDF for home loan processing. Builders ask for the same when handing over.
How to Use This Tool
Drop each property PDF in the order banks expect: Sale Deed → EC → Tax Receipts → OC → NOCs → Parent docs. Click Merge. Name as PROPERTY_<ADDRESS>_FULL.pdf.
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Merge PDF →Frequently Asked Questions
What order do home loan banks prefer?
Sale deed first, then 13-year EC, then last 3 years property tax receipts, then OC, then NOCs. Builder and society NOCs go in their own section. Banks scan in that order.
Should I include the Aadhaar of buyer + seller?
No in the property documents PDF. Keep KYC documents (Aadhaar, PAN of buyer/seller) in a separate KYC PDF — banks process them through their KYC team, not the property documents team.
Can I redact stamp duty value before sharing with a tenant?
Yes — use /redact-pdf to hide stamp duty paid before sharing with a prospective tenant. They don't need to see the purchase price.